Financing Benefits

Financing created for Lincoln,
and crafted for you

The Lincoln Motor Company and Lincoln Automotive Financial Services share the same client-centric mindset. We focus on providing financial options as individual as our drivers. And we offer programs and tools like our Account Manager, designed with a true respect for your schedule and unique preferences. We also provide you with unparalleled access to exclusive offers and incentives on new Lincoln vehicles.

Apply for Financing

Purchase a Lincoln

New and Certified Pre-Owned Lincoln vehicles come with many advatanges: 
  • Flexible terms 
  • Unlimited miles
  • No charges for unexpected or excess wear and use
  • Build equity toward a trade-in
When purchasing, here are exclusive Lincoln Automotive Financial Services programs to consider: 

GAP Coverage

In the event of vehicle loss, this optional coverage steps in when insurance proceeds do not satisfy your contract balance. GAP Coverage Protects Your Vehicle Financially You've made an investment in your Lincoln and GAP Coverage was created to protect that investment. If your Lincoln is stolen and not recovered or if it's declared a total loss, your insurance company may not pay enough to satisfy what you still owe. 

GAP Coverage is designed to bridge that gap. With certain restrictions, it waives the difference between your current outstanding balance (subject to conditions) and the actual cash value of the vehicle at the time of loss.

For an added level of protection there's GAP Advantage, which provides a $1,000 down payment on a new or pre-owned vehicle purchased at the originating dealer.

GAP Coverage Options

Learning about both of the plans allows you choose accordingly

Flex Buy Program

Flex Buy Program Utilizes two payment levels so you can plan ahead. A lower payment level earlier in the contract, followed by a higher level.
If you have any questions, we're ready to help walk you through all your available options.

Lease a Lincoln

There are a number of reasons to chooose Red Carpet Lease:
  • Choice of terms, such as 24- and 36-month leases
  • Multiple mileage options
  • Lease payments tend to be lower than those of similar term financed purchase
  • No trade-in to worry about
  • After satisfying your lease-end obligations, you can:
    • purchase or lease a new Lincoln,
    • purchase your lease vehicle, or
    • simply return the vehicle.

Mileage Options

We offer eight lease mileage options to suit your specific needs. Choose from 7,500 to 19,500 miles per year. Drive more than 19,500 miles per year? You have the opportunity to secure more when you initiate your lease.

GAP Protection Benefit

Gap Protection may waive the difference - or gap - between your insurance payoff and your outstanding lease balance in the event your leased vehicle is stolen or declared a total loss. This unique benefit is built into your lease. With Gap Protection, provided you have the insurance required by your lease agreement, you are only responsible for the insurance deductible and amounts owing (ex. past due payments) at the time of the incident. Certain restrictions may apply.

Advance Payment Program (APP)

We offer our clients the opportunity to prepay all monthly lease payments up front in a single, one-time payment. This allows you to drive without giving monthly payments another thought. Keep in mind, lease-end obligations still apply.


If you have any questions about whether financing or purchasing is right for you, don't hesitate to contact us at (405) 262-4546 and we'd be happy to walk you through your options. At Lincoln Group, your satisfaction is our priority.

Get Local Loans and Leases When You Shop With Us

Choosing to shop at Diffee Lincoln in El Reno, OK, for your next car is a smart choice because we have a finance center where you can have all of your loan and lease needs taken care of. At our dealership near Oklahoma City, you can talk to finance experts who can get you up set up with financing for a new or used vehicle. Plus, we have options for people with a variety of credit backgrounds, so you'll be impressed with the value that we can add to your experience. Finally, we'll help you trade in your vehicle so you can use the money for a down payment on your next vehicle.

The Differences Between Loans and Leases

A loan is a perfect financing option for both new and used vehicles, and you'll own the title on the vehicle. You can drive around Norman, OK, as much as you want without worrying about lease terms, which often limit how far you can drive in a year. In contrast, a lease is often right for people who want a new vehicle. A lease benefit is that you get a brand-new vehicle but don't commit to buying it. Instead, you pay a monthly amount, and you can simply hand the vehicle back when your lease is done.

Trade-In Your Vehicle With Us Near Edmond, OK

If you're interested in getting a new or used vehicle but don't have a down payment, consider trading in your old vehicle to us. We'll give you a fair price, and we'll do all of the hard work of detailing the vehicle and finding a buyer for you.

Apply for Financing with Diffee Lincoln

You can apply for financing online or by coming to our lot near Yukon, OK. We'll get answer your questions and set you up with a financing option.